Last week was filled with discussion of Gov. Rick Perry’s letter rejecting an expansion of Medicaid that would cover about 1.5 million uninsured Texans. Largely overlooked was the fact that Perry also ceded authority to the federal government to operate a health insurance exchange in Texas. A health insurance exchange is a marketplace in which qualified health plans are offered for sale to individuals, families and small businesses in an organized, user-friendly fashion that enables consumers to compare features and prices of private health plans as they shop for coverage. The Affordable Care Act, which is the law of the land per the Supreme Court’s opinion, requires the operation of an exchange in each state. States are encouraged to establish and operate their own exchanges and if they fail to do so, the federal government will do it for them. The politics of Perry’s anti-ACA position are well known, but what about the policy implications of his refusal to create a Texas-run exchange? Continue Reading →